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Procedure for Buying Property Costa de la Luz

Investment Property Tasa Golf Appoint an independent estate agent

Agents are typically paid commission from the seller. The price quoted from the agent should always be the same as that quoted by the vendor and therefore the agency service should be free to clients. A good agent will assist a client from the moment of purchase all the way through to and beyond signing of the title deeds.

Investment Property Costa Esuri Property Block

Most vendors allow prospective buyers a chance to block a property, without any deposits whilst the buyer considers the purchase. A block can last for a couple of days up to a week. Your agent will be able to assist you in this.

Investment Property Vistas Del Guadiana Reservation deposit

Often €3,000 or £2,000 this deposit will reserve the property in the buyers name and initiate the purchase process. Some vendors require buyers to sign a reservation form along with the cash transfer.

Investment Property Isla Canela Appoint an independent lawyer

It is essential that you appoint a lawyer that is qualified in Spanish property law. Your agent will be able to introduce you to a lawyer and it will make negotiations easier if the lawyer has an existing knowledge of the area in which you are purchasing.

Investment Property Tasa Golf Private purchase contract

Private Purchase contracts are often required as a step process in the purchase, particularly if the vendor is a developer. This document is signed within 30-60 days after the reservation deposit has been made. This document is a legal document expressing that the vendor/developer is willing to sell the property to the new owner at the price agreed. Once signed the vendor is legally bound to transfer ownership of the property to the new owner, once the property is complete.

Investment Property Costa Esuri Title deeds

This is signed when the keys are handed over to the new owner. It must be signed in front of a notary public. The document is a legal document registering the new property into the name of the new owner.

NB: The new owner must have an NIE number upon signing of the title deeds. This is a fiscal number which states whether the owner is a fiscal resident of Spain or a non-resident.


Buyers Checklist:
Investment Property Vistas Del Guadiana Background check of the developer? Ask your lawyer to find out what experience the developer has for your peace of mind.
Investment Property Isla Canela Does the developer have a bank guarantee? If the developer goes bust a bank guarantee will insure that buyer's get their deposits back often with interest.
Investment Property Tasa Golf Construction guarantees? 10 year construction guarantees on all new developments are now required by law for all new developments in Spain. There are also other guarantees that cover interior damage that your lawyer can explain to you.
Investment Property Costa Esuri Does the developer have appropriate building licences? Your lawyer should check whether the land is registered as 'urbanistica' and has appropriate licences for building
Investment Property Vistas Del Guadiana Are you buying the right property? Make sure the developer gives you plans for the property that you are buying.
Investment Property Isla Canela What are the payment terms? Payment terms for off plan properties vary from 10-50% of the purchase price. Each developer offers different terms.
Investment Property Tasa Golf Are developer mortgages in place? If so, make sure that you have the flexibility to continue the mortgage with no additional charges or cancel the existing mortgage without penalty.
Investment Property Costa Esuri Specifications? The developer should provide you with a 'Memoria de Calidades' or a specifications list, which they are legally bound to during construction


Investment Property Vistas Del Guadiana
Golf Property Costa de la Luz